Insurance / Medicare
Many people ask if their insurance or Medicare/Medicaid will cover the cost of an Action Trackchair. Many insurance companies (especially Medicare/Medicaid) do not consider the Action Trackchair a necessity and instead label it a recreational device. However, we have had SOME success with private insurance companies, depending on the state in which you reside and your insurance company. These individuals have had some or all of their Action Trackchair covered after a doctor or physical therapist wrote a letter of recommendation deeming the Action Trackchair a QUALITY OF LIFE enhancement. Our new FDA-cleared chairs are more likely to be processed through insurance … contact us for tips on working through the insurance process. We are happy to help!
HCPC (Healthcare Common Procedure Coding) and FDA-Cleared Status
After months of Resna testing, the Action Trackchair and Action Trackstander were granted HCPC code K0899 (a Healthcare Common Procedure Code) in early 2015 for the ST and TR models. This medical billing code allows doctors, physical therapists and medical professionals to write prescriptions and claims to insurance companies for the Action Trackchair. Then, our manufacturer took it a step further and received FDA-cleared status for the Falcon Trackstander and Eagle Trackchair models.
If you were injured at work and have a Workman’s Compensation account, check with them to see if you would qualify for an Action Trackchair. Again, using a letter of recommendation from your doctor or therapist could help you obtain an Action Trackchair paid through Workman’s Compensation. If you need a quote to send in for this, please contact our office.
Financing options are limited, but some customers have had success with their local banks and credit unions. Reach out to us — we might know a credit union in your area that is willing to consider financing an Action Trackchair! Some of our dealers also now have a payment plan option through Square. A simple application will determine eligibility. If approved, up to $10,000 of your purchase price can be spread out over time. Ask your local dealer if this is available in your area!
Agrability & AgstarIf you are an individual who would like to use an Action Trackchair or Action Trackstander for agricultural purposes, an Agstar loan or funding assistance through Agrability are two options. Agstar loans money at lower interest rates to qualifying individuals. You can find out more about Agstar at http://www.agstar.com/Pages/home.aspx.
Many states have an Agrability Chapter, which would be operated through your state’s college system. Many of the chapters in our Distributorship are very familiar with the Trackchair and are willing to work with you. The national website for Agrability is http://www.agrability.org/.
Action Mobility Foundation
Action Mobility Foundation is a non-profit 501(c)3 that was formed in February 2015. AMF works within the disability community providing charitable grants to assist with financial and mobility needs. These grants help provide the Action Trackchair and Action Trackstander to individuals who have limited mobility due to spinal cord injury.
These grants are based on financial need, and are awarded for PARTIAL payment of an Action Trackchair or Action Trackstander. You can find their application and more information at this link: http://www.actionmobilityfoundation.org. If you receive a grant from AMF, it is held in escrow and you have one year to obtain the remaining funds and place the order for your Trackchair or Trackstander.
- Community fundraisers (bake sales, silent auctions, raffles, etc.)
- Facebook fundraising with family/friends
- GoFundMe or other online fundraising sites can help raise money for you or someone you know.